
In MA, insurance is underwritten by Plymouth Rock Assurance Corporation, Pilgrim Insurance Company, Plymouth Rock Home Assurance Corporation, Bunker Hill Insurance Casualty Company, Bunker Hill Preferred Insurance Company, Bunker Hill Property Insurance Company, and Bunker Hill Insurance Company. In CT, insurance is underwritten by Plymouth Rock Assurance Corporation, Palisades Insurance Company, and Plymouth Rock Home Assurance Corporation. Plymouth Rock Assurance® and Plymouth Rock® are brand names and service marks used by separate underwriting, managed insurance, and management companies that offer property and casualty insurance in multiple states pursuant to licensing arrangements.
Windshield replaced drivers#
You can also find out more information about if your insurance will cover other drivers and what to do if someone hits your parked car.Ĭall 85, get your free quote online, or find an agent to find out if car insurance covers windshield replacement. Look at details about what to do if you do not own a car or do not have a title to one. If you don’t already have comprehensive coverage in place, you might consider adding it for your additional protection and peace of mind. Nobody wants to face an unexpected auto glass repair or replacement bill, which is why knowing your auto insurance coverage limits ahead of time is helpful. If you have any questions about your auto glass coverage, you can always give your insurance company a call for further information. Just be sure to follow the proper steps for filing a claim, such as submitting a copy of the police report and all other documentation for the accident to your insurance company. In this case, the other driver’s liability insurance should kick in and pay for the damages. A primary example of this would be a situation where you’re involved in an accident that shatters your windshield, but the accident is determined to be the other driver’s fault. Was the Damage Another Driver’s Fault?Įven if you don’t have comprehensive auto insurance coverage, there are still some instances where you may be able to have insurance cover the cost of your damaged or shattered windshield. Worried about an auto glass claim affecting your insurance rates? While it’s always best to check with your insurance company, in most cases, a comprehensive auto glass claim should not have an impact on your policy premium at all. Depending on your current auto insurance deductible and the cost of your auto glass repair/replacement, it may actually make more financial sense to pay for the repairs or replacement yourself.

However, some will require you to pay a deductible, so it’s always a good idea to check before you submit a claim. Some car insurance companies will actually not require policy holders to pay a deductible for auto glass claims. You’ll also want to check and see how an auto glass claim may affect your deductible and out-of-pocket expenses.

Either way, your insurance should pay for these costs subject to your comprehensive or glass deductible if you have comprehensive coverage that includes auto glass.
Windshield replaced crack#
If the damage to your windshield is minimal (for example, a small crack or chip), you may not even need total windshield replacement and may instead be able to get by with a glass repair. And in many cases, your insurance might cover the total cost of the replacement. Most often, comprehensive coverage does provide protection against broken windshields and other auto glass. Specifically, check to see if you have comprehensive coverage and if so, what’s included under this coverage. Take a minute to pull out your current auto insurance paperwork. And with total windshield replacement usually costing several hundred dollars or more, all drivers should be aware of whether or not their auto insurance policy will cover this type of damage. A fallen tree branch, impact from another vehicle, or even an act of vandalism could leave you with a damaged or shattered windshield that requires replacement.
Windshield replaced cracked#
While advancements in auto glass engineering have made cracked and shattered windshields less common, your car’s windshield and other windows are still prone to damage.
